Multiple Lending Sources
Explore traditional and specialty mortgage programs from different lending sources based on the borrower, property and goals of the transaction.
Experienced mortgage guidance for California homebuyers, homeowners, self-employed borrowers and real estate investors.
Shane Valente has spent more than two decades helping homebuyers, homeowners and real estate investors navigate mortgage financing, from straightforward transactions to more specialized scenarios.
After beginning his career with larger mortgage companies and banks, Shane saw the value of a more direct and customized approach. That experience helped shape SV Mortgage Group around personal guidance, broader financing options and solutions tailored to the details of each transaction.
Every borrower, property and transaction is different. Shane takes the time to understand the full scenario, explain the available options clearly and help clients evaluate a financing path that aligns with what they are trying to accomplish.
Not every borrower or property fits neatly into the same lending guidelines. As a mortgage brokerage, SV Mortgage Group can help clients explore financing from multiple lending sources based on the details of their transaction.
Explore traditional and specialty mortgage programs from different lending sources based on the borrower, property and goals of the transaction.
Financing options for self-employed borrowers, real estate investors, unique properties and other situations that may require a more flexible approach.
Work directly with an experienced mortgage broker who can explain available options, answer questions and help navigate the financing process.
Mortgage markets change. Loan programs change. What has remained consistent is Shane Valente's focus on clear communication, thoughtful guidance and finding a path forward when a transaction requires more than a standard approach.
“He explains things well and always communicates with you so you know what is going on.”
“They were very good at presenting issues and problems in a complex, self employed's underwriting situation with options for overcoming the hurdles.”
“He was incredibly responsive—always quick to answer questions, provide updates, and offer valuable guidance.”
Shane's client reviews offer a look at the same approach he has brought to mortgage lending for more than two decades: personal attention, clear answers and the experience to navigate both straightforward and more challenging financing scenarios.
SV Mortgage Group serves borrowers throughout California from offices in Santa Cruz and Carmel. Across both locations, clients consistently highlight Shane Valente’s communication, mortgage knowledge and ability to navigate both straightforward and more challenging financing scenarios.
Google Review
“Shane took the time to clearly explain each step of the process, which made us feel confident and informed the whole way.”
Google Review
“We were going through a different mortgage broker and they were unable to secure a loan due to an unusual property type. Shane advised us about how to approach the loan and help us correct our application.”
Google Review
“He helped us through a lengthy, complicated purchase on a condo with a difficult HOA and I truly think the deal would have fallen apart if it weren't for Shane and his team.”
From everyday home financing to transactions that require a more specialized approach, SV Mortgage Group is built around responsive communication, clear guidance and finding the right financing path for each client.
With offices in Santa Cruz and Carmel, SV Mortgage Group combines local Central Coast knowledge with access to mortgage solutions throughout California. Shane works directly with borrowers to understand the property, financing needs and goals behind each transaction.
Serving borrowers throughout California. Local Central Coast presence with access to financing solutions for properties and transactions across the state.
Whether you're self-employed, investing in real estate, purchasing a unique property or simply exploring financing options, talk with SV Mortgage Group about your scenario. Shane Valente can review your goals and help you explore mortgage options that fit your situation.